Mother and father kiss their baby, who smiles and is held between them in a bright room on a happy moment.

When thinking about the cost of IVF, it’s important to consider the team caring for you. Your doctor, nurses, embryologists, and support staff all play a vital role in your journey. Their experience, expertise, and level of support can make a meaningful difference in both your experience and your outcome.

Every fertility journey is unique.

While some clinics may advertise lower starting prices, those costs don’t always reflect the full scope of care and may increase as additional services or tests are added based on individual needs.

At our clinic, we believe in transparent pricing, while working with your insurance we provide a clear overview of costs, so you can plan with confidence and avoid unexpected expenses.

Insurance and Financing Options

We understand that fertility treatment is a significant financial consideration, and no two situations are the same. At LA IVF, our team is here to help you navigate the financial side of care with clarity and compassion.

We accept all major insurances and work with trusted financing partners such as Future Family and MedLoan Finance to help make treatment more manageable.

Our financial counselors are available to walk you through available options, answer questions, and help you find a path forward that feels right for you.

California Care Act

California passed Senate Bill 729 (SB 729)

New law that expands insurance coverage for infertility care.

As of this year, you may have fertility coverage based on your employer and confirming your specific benefits early can be helpful.

Our team reviews your insurance benefits carefully and explains the services that are covered.

Insurance Coverage and PPO Plans

If you don’t see your insurance listed, just give us a call.

  • Blue Cross / Blue Shield
  • Anthem
  • Aetna
  • Cigna
  • UnitedHealthcare
  • Optum
  • Carrot Fertility
  • WinFertility

Financing Options

Fertility financing allows patients to pay for treatments through monthly payment plans, loans, or specialized healthcare financing programs, helping make the cost of care more manageable over time.

  • MedLoan Finance
  • Future Family

Out-of-Pocket Considerations

While many services may be covered by insurance, some aspects of fertility care are not included in all plans. Because coverage varies, certain tests, procedures, or medications may result in out-of-pocket costs.

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